At this point, there are many charity organizations all wanting your support. There are no shortage of charities that would be happy to get your donation. However, at Modest Needs, there are several aspects of how we operate that will give you a unique experience for your donation.
In the first place, because we are crowdsourced, we depend on the generosity of a large number of people rather than a few, large donations. So we appreciate every donation that comes our way, whatever the size. In fact, many of our donations come from former recipients. This is gratifying not only because all donations are welcome, but because it means that our help managed to get people back on their feet enough to make donations.
Also, we keep a detailed list of current and previous applications, so that you can easily track a particular project and see where your funding has gone.
Personal Bankruptcy Tips Straight From The Pros
Many things can happen in life that can cause personal financial strain. It can be brought on by poor decisions, loss of income or even, a death in the family. No matter what has put you in the financial situation that has brought you looking for bankruptcy information, this information will help.
Get a plan in place for after your bankruptcy is over. Your debt will be forgiven, but you have to find a way to make sure that your financial picture will recover. Set definite goals so that you are always working toward a financial future that will never get you in this position again.
A huge mistake people make before filing for bankruptcy is maxing out their credit cards. This can lead to disaster when you file and the credit card companies might not discharge the debt. If you can, you need to stop using your credit cards at least six months before you file, and ideally for a year prior. Also, do your best to pay the minimum payments on these cards for at least six months before you file.
Make sure that you know which,or your assets you will lose when you declare yourself bankrupt. While filing for bankruptcy may seem like a great way to clear the slate and start again with your finances, you need to understand that most of your assets will be seized during the process. Read More →
Precious metals such as gold will rarely lose their value. As they are one of the scarcest materials on the planet, it is always in high demand. Throughout the centuries, individuals and nations would melt gold from other sources and turn it into coins, jewelry or anything else that may be valuable. In some cases, coins would be shaved around the edges with the resulting shavings turned into new coins.
These days, gold coins are generally used for investment purposes. As gold will generally increase in value during a bad economy, it can be used as a hedge against dollars and other commodities that may lose value. This can provide a person with a way to preserve their retirement savings or even gain some value for their portfolio depending on how much it appreciates.
One benefit to buying gold is that it is relatively liquid due to its demand. There are many people who are willing to accept gold for trade or will buy it for cash. Therefore, you aren’t going to be stuck with a gold bullion if you think that your money will be better invested in another commodity or in a hot stock. Another benefit is that you can sell anything that has gold in it. This means that old jewelry could be sold for the value of its gold no matter what condition it is in.